Risk Lead
We usually respond within three days
What we are looking for
We are looking for a driven, forward-looking, experienced Enterprise Risk Lead with in-depth knowledge of Enterprise Risk and a love for data, technology, and innovation. You will be part of the Risk and Compliance team, the second-line team that ensures risks are identified, assessed, managed, and monitored in accordance with the company’s risk appetite. The team also ensures that our products and business operations comply with laws, ethics, and best practices. This broad role will help develop and drive processes for our Global Risk Management Framework across all our jurisdictions.
The role will report to the Head of Risk & Compliance.
What does the job involve
- Support the Head of Risk & Compliance in embedding and enhancing the global risk management framework across the org to ensure risks are properly identified, assessed, managed and controlled.
- Work closely with teams, risk champions, Risk DRIs (Direct Responsible Individuals) and the first line of defence across all business units within the company, acting as an Enterprise Risk SME, providing coaching and training where required.
- Represent risk in all product-related conversations, pulling in relevant risk DRIs for assessments where needed.
- Define risk-mitigating controls and procedures considering your analysis of the Financial Services environment in all applicable jurisdictions;
- Responsible for coordination of reports across risk and opportunities, engaging with the business to ensure timely updates and reporting.
- Support the Head of Risk & Compliance in reporting to relevant board risk Committees and preparation of monthly, quarterly and annual reports to our senior management;
- Work with risk owners to enhance or establish Key Risk Indicators across our identified operational risks and monitor reporting. Ensuring data is scrutinised and escalated appropriately.
- Monitor incidents reported, ensuring root causes are identified and actions undertaken to improve the risk and control environment
- Provide necessary training at ourorganization and its first line of defence to ensure risk awareness and compliance; and promote a positive risk culture across.
- continuous support to ensure that risk and control owners understand their roles and responsibilities, and execute their responsibilities effectively as assigned/accountable owners;
- Draft enterprise-wide risk policies and procedures and maintain our risk register;
- Lead and guide the (future) members of your team to address all required risk areas, including but not limited to, Strategic, Fraud and Operational Risk;
- Work with our data analysts and define and manage core metrics to establish a reliable database for your ongoing analyses.
- Assist in the management of card network compliance and payment risk across the company.
Qualifications
You’ll thrive in this role if you have:
- 7 years of risk management and at least 4 years in a senior operational or enterprise risk role in a regulated financial technology, payments and acquiring space
- Product risk and compliance assessment experience
- Exposure to Risk & Control Self-Assessment, Control testing, Scenario analysis, Risk monitoring and KRIs
- Experience preparing risk reports and intelligence data for different audiences
- Exposure to various regulatory, payment and card scheme rules and regulations
- A good understanding of financial technology products and solutions and the regulatory and legal environment in which they operate;
- A solid background in enterprise-wide risk management and the confidence to build and operate a holistic risk function across various jurisdictions;
- Proficiency in data analysis tools e.g MS Excel
- Strong organisation and project management skills with the ability to work well on both long and short-term projects.
- Excellent written and oral communication skills.
Other nice to haves
- A team player who is willing to pitch in where needed in a fast-paced, growing company
- Decisive, and capable of making smart decisions in the face of ambiguity and imperfect information
- An exceptionally hard/smart worker, capable of getting things done
- Passionate about our mission of helping businesses grow and thrive
- Required to travel frequently to countries where we're active.
- Minimum education: Bachelor's degree in Engineering, Technology, Economics, Finance, Business or similar
- Desired, but not required additional education: relevant and accredited certifications.
Benefits
- Competitive salary
- Stripe equity (which can be converted to cash annually)
- Interest free loan (up to 30% of salary)
- Full medical coverage
- MacBook Pro
- Hybrid working environment
- Work from Home budget
- Monthly internet stipend
- Monthly wellbeing stipend
- Generous personal leave policy and annual slow days
- Fully covered parental leave and sabbatical policies
- The company and the employee contribute 1% of monthly salary as UIF
- We contribute 1% of payroll to SARS for employees skills development
- Smart, kind colleagues who’re invested in your growth
- Job category
- Legal
- Locations
- South Africa
- Remote status
- Hybrid Remote
- Yearly salary
- ZAR1,200,000 - ZAR1,600,000
- Employment type
- Full-time
- HQ
- Nigeria
- Industry
- Financial Services & Fintech
- Required Experience
- 7+ Years
- Company Size
- 51 - 200 Employees
- Hiring Criteria 1
- Exposure to various regulatory, payment and card scheme rules and regulations
- Hiring Criteria 2
- Exposure to Risk & Control Self-Assessment, Control testing, Scenario analysis, Risk monitoring and KRIs
- Hiring Criteria 3
- 7 years of risk management and at least 4 years in a senior operational or enterprise risk role in a regulated financial technology, payments and acquiring space
Risk Lead
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